Calculate your federal and state tax liability. See exactly what you'll owe for 2025.
*Estimates based on 2024 tax brackets. Actual taxes may vary based on credits, additional deductions, and other factors.
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Your marginal tax rate is the rate you pay on your last dollar of income. Your effective tax rate is your total tax divided by total income—usually much lower.
For example, if you earn $75,000 as a single filer, your marginal rate is 22%, but your effective rate is only around 13% because lower income is taxed at lower rates.
The federal income tax uses a progressive system with 7 tax brackets ranging from 10% to 37%. Higher income is taxed at higher rates, but only the income within each bracket is taxed at that rate.
In addition to income tax, you pay:
Most states have their own income tax, ranging from 0% (Texas, Florida, Washington) to over 13% (California for high earners). This calculator uses average state rates.